TITLE: [APPLY+LUCKY DRAW] Standard Chartered Bonu$ Bonanza Contest
PRIZE: From 8 September 2008 to 31 January 2009, we’re giving away RM100,000 each month,
that’s a total of RM500,000 to be won! Go on a holiday or a shopping spree, do whatever
you want with it, it’s your choice.
DEADLINE: 31 October 2008, 31st January 2009
WEBSITE/URL: http://www.standardchartered.com.my/cb/creditcard/early-bonus/index.html

DESCRIPTION:

Bonu$ Bonanza Promotion Terms and Conditions

General Information

1. Standard Chartered Bank Malaysia Berhad (“SCBMB”) will run the Bonu$ Bonanza Promotion (“Promotion”) which consists of the following promotions with its respective promotion periods as stated below:

a) Bonu$ Bonanza Apply/Redeem Contest from 8th September 2008 to 31st January 2009 (“First Promotion Period”); and
b) Bonu$ Bonanza Charge and Get Contest from 8th September 2008 to 31st October 2008 (“Second Promotion Period”)

The First Promotion Period and the Second Promotion Period are collectively referred to as “the Promotion Period”.

2. This Promotion is open to all Standard Chartered credit cardholders or members of the general public who became Standard Chartered credit cardholders within the Promotion Period, credit card(s) of which are issued in Malaysia by Standard Chartered Bank Malaysia Berhad (“SCBMB”) with the aforementioned credit card account(s) being in good conduct (“Eligible Cardholders”).

3. The following persons are NOT eligible to participate in this Promotion:

a) Permanent and/or contract employees of SCBMB (including its subsidiaries and related companies) and their immediate family members (spouses, children, parents, brothers and sisters); and/or
b) Representatives and/or agents (including advertising and promotion agents) of Visa or MasterCard and their immediate family members (spouses, children, parents, brothers and sisters); and/or
c) Individuals below the age of 18 years.

Bonu$ Bonanza Apply/Redeem Contest

4. Under the Bonu$ Bonanza Apply/Redeem Contest, Monthly Grand Prizes of RM100,000 will be awarded to one (1) winner each month during the First Promotion Period. A total of five 5 Monthly Grand Prizes will be awarded during the First Promotion Period (collectively referred to as “Monthly Grand Prizes”)

The Qualifying Period is as follows:

Qualifying Period
8th Sept-30th Sept 2008
1st Oct – 31st Oct 2008
1st Nov – 30th Nov 2008
1st Dec – 31st Dec 2008
1st Jan -31st Jan 2009

5. Eligibility Criteria:

a. Each new principal or supplementary credit card approved during the qualifying period qualifies towards the corresponding Monthly Grand Prizes in the following manner:

SCBMB’s Products must be a Mortgage and/or Personal Loans and/or eSaver product.

Approval of Credit Card(s) and the SCBMB’s Product(s) must be within 14 days from application date within the First Promotion Period in order to qualify for the additional entries. Otherwise, cardholders will only be entitled to the base 1,000 entries.

If the approval of any of the SCBMB’s Product falls between 2 months but within 14 days from each other, the entries will be eligible for the earlier qualifying period. E.g If a Credit Card was approved on the 28th of September and Mortgage was approved on the 3rd of October, the cardholder will be entitled to 4 x1,000 entries under September 2008 qualifying period.

b. Redemption of 10,000 Choice Points received and processed by SCBMB during the First Promotion Period, under the product code CH0003 qualifies as ten thousand (10,000) entries for the Promotion. Redemption request for an amount less than 10,000 Choice Points will not be processed. The minimum redemption to participate in this Promotion is 10,000 Choice Points. In the event that the Choice Points to be redeemed is not in the multiple of 10,000, SCBMB will redeem the available Choice Points to the nearest lower multiple of 10,000. For example, if a customer requests to redeem 15,000 Choice Points, only 10,000 Choice Points will be processed and customer will get 10,000 chances from this redemption.

c. Entry(ies) that comply to paragraphs 5(a) and 5(b) are referred to as “Qualified Entry(ies) for the Monthly Grand Prizes”.

6. Closing Times:

a. The cut-off time for each draw for the Monthly Grand Prizes (“Monthly Draw Closing Time”) is 23 hours 59 minutes and 59 seconds on the last day of the month during the Qualifying Period.
b. Late entries received after each Monthly Draw Closing Time for the Monthly Grand Prize will only be drawn the next day of the said Monthly Draw Closing Time.
c. All entries in the system that have been processed as at the Monthly Draw Closing Time will be erased. Only new entries entered into the system after each Closing Time will be eligible for the next draw.

7. Potential Winners for the Monthly Grand Prize are Eligible Cardholders who have been shortlisted through a computerised selection process, whereby the total number of entries amassed in the system during the Qualifying Period from one Closing Time to the subsequent Closing Time will be divided by two (2) and rounded down to the nearest lower number. The Potential Winner for the Monthly Grand Prize is the person whose Qualified Entry is nearest to the rounded lower number.

For example, if there are a total of 10,001 Qualified Entries amassed for the Monthly Grand Prize draw, it will be divided by two (2) and rounded down to the nearest lower whole number, i.e. 5,000. Therefore, the Potential Winner will be the Eligible Cardholder whose Qualified Entry is the 5000th Qualified Entry.

8. There will be only five (5) Monthly Grand Prizes under the Bonu$ Bonanza Apply/Redeem Contest and selection of winners will take place at the end of the First Promotion Period.

9. Approval of SCBMB’s Product is subject to SCBMB’s respective product(s)’ approving criteria and eligibility.

Choice Points Redemption

10. Once a redemption request has been accepted by SCBMB, it cannot be revoked, cancelled, returned or exchanged by the Cardholder.

11. In the event, the Cardholder’s Credit Card is not of good standing at the sole and absolute discretion of SCBMB or the Credit Card has insufficient Choice Points, the request for redemption of entry will be rejected automatically without any notification to the Cardholder.

12. Once the accumulated Choice Points in a Cardholder’s Credit Card account has been redeemed for the contest entry, such Choice Points will not be transferred back to Cardholder’s Credit Card account and such Choice Points shall be deemed extinguished.

13. Redemption Process

a. Redemption request(s) can be done either through telephone, fax or SMS
b. To submit redemption request through SMS, customer has to type “SCB<space>WIN<space>IC number<space>number of choice points” and send to 33310. By submitting the participation through SMS, customer hereby request and authorise SCBMB to debit the Choice Points for the total redemption to the customer’s credit card account(s).
c. Upon submission of SMS participation by the customers, they will receive a SMS notification informing them that the redemption request will be processed in 5 working days and they will receive another SMS notification regarding the status of their request (either successful or unsuccessful)
d. Status of redemption requests through call in will be notified upfront by the contact centre agents while for those who faxed the redemption form, they will only be contacted if their redemption request is unsuccessful.

Bonu$ Bonanza Charge and Get Contest

14. During the Second Promotion Period, the following prizes will be awarded:

a. 2 Grand Prizes : 6 Months Bonus
b. 4 Consolation Prizes : 3 Months Bonus for two (2) winners
: 1 Month Bonus for two (2) winners

(collectively referred to as “the Prizes”.)

6 Months Bonus is prize money which is equivalent to the winner’s 6 months basic salary or RM60,000/- whichever is lower.

3 Months Bonus is prize money which is equivalent to the winner’s 3 months basic salary or RM30,000/- whichever is lower.

I Month Bonus is prize money which is equivalent to the winner’s 1 month basic salary or RM10,000/- whichever is lower.

Monthly basic salary refers to the gross income before all the applicable deductions which must be supported by the latest and valid salary slip or EA form.

15. Eligibility Criteria:

a. Each retail transaction of a minimum RM1.00 made by the Eligible Cardholder during the Second Promotion Period qualifies as one (1) entry for the Bonu$ Bonanza Charge and Get Contest.

For example, if the Eligible Cardholder were to charge RM120 on a given date during the Second Promotion Period, this will qualifies as one hundred and twenty (120) entries for the Bonu$ Bonanza Charge and Get Contest.

b. Entry(ies) that comply to paragraph 15(a) is referred to as “Qualified Entry(ies)”.

16. Closing Times:

a. The cut-off time for the Qualified Entry(ies) (“Closing Time”) is 23 hours 59 minutes and 59 seconds on the last day of the Second Promotion Period.
b. Late entries received after the Closing Time will not be eligible for entry.

17. Potential winners for the Prizes are Eligible Cardholders who have been shortlisted through a computerised selection process, whereby the total number of entries amassed in the system during the Qualifying Periods will be divided by four (4) and rounded down to the nearest lower number. The Potential Winner for the Prizes is the person whose Qualified Entry is nearest to the rounded lower number.

For example, if there are a total of 14,001 Qualified Entries amassed for the Prizes draw, it will be divided by seven (7) and rounded down to the nearest lower whole number, i.e. 2,000. Therefore, the Potential Winners will be the Eligible Cardholders whose Qualified Entry is the 2000th, 4000th, 6000th , 8000th 10000th and 12000th Qualified Entry.

18. Latest salary slip or EA form of the winner is required for verification purposes.

19. Prizes is subject to a maximum of,

• Grand Prize : RM60,000 maximum cash prize
• Consolation Prizes : RM30,000 maximum cash prize (3 months)
: RM10,000 maximum cash prize (1 month)

Winner Verification

20. All Potential Winners will be contacted and have to answer the question “What is the colour of the Standard Chartered Bank logo?” If the answer is correct, the relevant Monthly Grand Prize shall be awarded to the Potential Winner. In the event the Potential Winner selected cannot be contacted or is unable to answer the said question correctly, SCBMB will select another Potential Winner by selecting the next Potential Winner whose Qualified Entry is next on the list, and if there is still no winner, the selection process will continue by selecting the subsequent Potential Winner until a winner is identified.

21. Should the Potential Winners fail to be contacted via telephone on the first attempt for reasons including, but not limited to, no reply, number not in use, no connection, etc. another attempt will be made within the next one (1) hour of the first attempt. Where this second attempt is unsuccessful, SCBMB reserves the right to select another Potential Winner through a process as laid out hereunder in Clauses 7 and 11.

22. Each Eligible Cardholder can win more than one prize throughout the Promotion Period. Supplementary Cardholders’s transaction which met the eligibility criteria qualifies as an entry for the Promotion but the prize will go to the Principal Cardholder.

23. All prizes will be awarded within 8 weeks after notification and are not transferable.

24. The prizes will be awarded to the winners by crediting the prizes into the winners’ SCBMB’s Credit Card account for the said amount. In the event the winner has more than one credit card, SCB shall be entitled at its absolute discretion to decide which credit card account shall be credited.

25. SCBMB reserves the right to substitute any of the prizes, whether in whole or part, with that of similar value at any time without prior notice.

26. The winner will be responsible to pay any applicable Government taxes or levies relating to the Prize that is won by him/her, if any.

27. SCBMB makes no representation or warranties with respect to the prizes given in this Promotion and in particular makes no warranties with respect to the quality of the prizes or their suitability to any purpose. SCBMB shall not be responsible for nor shall it accept any liability of whatsoever nature arising directly or indirectly from the Promotion and/or the prizes howsoever arose and suffered by the Cardholders.

28. Winners will be notified via telephone and/or post.

29. From the start of promotion until receiving the Prize, the Cardholders must have at least one valid SCBMB Credit Card and each SCBMB Credit Card Account must be in good standing with no arrears and the Cardholder is not in breach of any of the Standard Chartered Visa and/or MasterCard Cards Cardholder’s Agreement.

30. SCBMB reserves the right to publish or display the name, picture, identification card number, city of residence and any other details deemed necessary of the Winner of this Promotion for advertising and publicity purposes. By participating in this Promotion, Eligible Cardholders hereby consent to and agree that SCBMB shall be at liberty to publish their name, picture, identification card number, city of residence and any other details deemed necessary for advertising and publicity purposes.

31. SCBMB’s decision on all matters relating to this Promotion will be final and binding on all Eligible Cardholders of this Promotion, and no correspondence will be entertained.

32. SCBMB reserves the right to cancel, terminate or suspend this Promotion with or without any prior notice. For the avoidance of doubt, cancellation, termination or suspension by SCBMB of this Promotion shall not entitle the Eligible Cardholders, the Potential Winner or the Winner to any claim or compensation against SCBMB for any and all losses or damage suffered or incurred by any party as a direct or indirect result of the act of cancellation, termination or suspension.

33. In the event of inconsistency between the English language version of these Terms and Conditions and any version in another language, the English language version will prevail.

34. SCBMB reserves the right at its absolute discretion to amend, delete or add to any of these Terms and Conditions from time to time without prior notice. For updated versions of these Terms and Conditions, if any, revisit this page from time to time.

35. By participating in this Promotion, Eligible Cardholder agrees to be bound by these Terms and Conditions and that of the prizes’ sponsors.