PRIZE: Win Anya Hindmarch or Versace designer handbags
DEADLINE: 1 September 2008
WEBSITE/URL: http://www.offernutz.com/item/pavilion-sale-and-the-city.htm

DESCRIPTION:
BAG-IT contest
Spend RM500 in a single receipt mall-wide and win Anya Hindmarch or Versace designer handbags

PRIZE: A total of 3 prizes will be given out weekly according to the sequence set. i.e. free petrol, free groceries, followed with free electricity. Prize winners will be given prizes in the following manner:
a. Winners of the Petrol Vouchers will choose only one (1) petrol company they want to pump from. After choice has
been made, RHB will remit RM5,000 worth of petrol vouchers in two (2) phases to the winner. The first phase is for
the first six (6) month period and the second phase is for the second six (6) month period. e.g. If Winner A wins and
wishes to pump from Shell, then RHB will provide Winner A the first phase of Shell petrol vouchers worth RM2,500,
valid from 1st September 2008 to 28th February 2009. The second phase of Shell petrol vouchers is worth RM2,500 and
will be valid from 1st March 2009 to 31st August 2009)
b. Winners of the Grocery Vouchers will choose which hypermarket or supermarket vouchers they wish to obtain from
the following five (5): Giant, Tesco, Carrefour, The Store or Jusco. After choice has been made, RHB will remit
RM5,000 worth of chosen hypermarket vouchers to the winner.
c. Winners of the Electricity prizes will be required to submit their monthly electricity bill to the nearest branch for
reimbursement. RHB will credit the amount into winners account on a monthly basis (subject to a maximum
reimbursement period of up to 12 months or an aggregate sum of RM5,000 whichever comes first).

DEADLINE: 31 August 2008
WEBSITE/URL: http://www.rhbbank.com.my/personal/promotions/maxFD/index.shtm

DESCRIPTION:
Overview

Enjoy ‘through-the-roof’ interest rates of up to 4.50%* when you place your money in RHB MaxFD for up to 24 months! Plus for a limited time, place your money with us and you could also be walking away with these fantastic weekly prizes!

Two Simple Steps to Enter:
Step 1:
Place a minimum of RM10,000 for a period of 24-months in RHB MaxFD

Step 2:

Or
Example:

RHBMaxFD 730831148239 Alex Example:

RHBMaxFD 374103x Maxco Alex

Every RM10,000 you place with us gives you one entry, so the more money you deposit, the more opportunities you’ll have!
**Terms and Conditions Apply.

Open to individuals and companies.

Contact us at: 1 800 88 SAVE (7283) or visit any RHB Bank branch.

Frequently Asked Questions

1.

What is the Campaign about?
Under this campaign, customers who place a minimum Our cof of RM10,000 in a 24-month MaxFD will be entitled to participate in a Contest to win petrol vouchers, grocery vouchers or electricity reimbursement. Every RM10,000 deposit, you are entitled to one (1) contest entry.
2.

What is the duration of this Campaign?
The Campaign will run from 1 July 2008 until 31 August 2008 or until a total of RM200 million in MaxFD deposits is received.
3.

Who is eligible?
This campaign is open to Consumer, Commercial and Corporate customers who make a minimum deposit placement of RM10,000 in MaxFD. All deposit placements must be made with new funds.
It is not applicable to staff of RHB Bank and RHB Banking Group and their immediate family members.
4.

What is MaxFD?
MaxFD is a 24-month Fixed Deposit that gives you the advantage of a fixed rate with the extra benefit of an automatic rate increase every 6 months as follows:
First 6 months – 3.70% p.a.
Next 7th month to 12th month – 3.80% p.a.
Subsequent 13th month to 18th month – 4.00% p.a.
Remaining 19th month to 24th month – 4.50% p.a.
5.

What is the minimum placement amount for MaxFD?
The minimum deposit placement for MaxFD is RM10,000.
6.

Is there any maximum placement amount?
The maximum placement amount is RM500,000 per Individual customer and RM1.0 million per Corporate/Commercial customer.
7.

Can I take out my interest every 6 months?
Interest earned every 6 months will be credited to your RHB Current or Savings account on interest due date. Therefore, you will have to maintain either a Current or Savings account with RHB Bank.
8.

Is partial withdrawal of MaxFD allowed?
No, MaxFD is a Fixed Deposit contracted for a tenure of 24 months. Withdrawals made before the maturity date will cause the contract to be terminated.
9.

Is there any penalty for premature withdrawal?
For premature withdrawal, interest will be paid based on 50% of the rate contracted at the point of withdrawal for the completed months subject to the completion of 3 months from the date of placement.
10.

Can I renew/rollover my MaxFD upon maturity?
No, MaxFD Account will be closed upon maturity and all outstanding balance will be credited to your designated RHB Current or Savings Account.
11.

How do I enter the Contest?
After placing the deposit, you will need to send an SMS to 39993 containing the campaign code RHBMAXFD, your IC number and name (for companies: Company Registration No, Company and Director’s name) to participate in the Contest on the same day of the deposit placement.

For example:
For companies: RHBMAXFD<space>12345T<space>ABCSDNBHD<space>RAJU and send to 39993.
For individual: RHBMAXFD<space>600101010101<space>RAJU and send to 39993.
12.

Do I need to fill up an entry form?
No, you will only need to send an SMS and no Contest Entry Form is required.
13.

If I make a deposit placement of RM50,000 in MaxFD, do I need to send five SMS?
No, you will only be required to send one SMS. You will be accorded the number of entries based on the amount deposited.
14.

Am I entitled to participate in this Contest if I transfer funds from my existing RHB Bank Current or Savings Accounts to place in MaxFD?
No, all MaxFD placement must be made with new funds. Transfers between existing accounts will not be eligible to participate in the contest.
15.

How do you determine the Winner of the Contest?
All SMS entries received will be collated on a weekly basis and a random pick of all entries will be carried out to short-list potential prize winners. The short-listed candidates will be contacted by phone for a question and answer session. Short-listed candidates who answer the questions correctly will win the weekly prizes.
16.

What are the prizes of this Contest?
There will be 3 weekly prizes to be given away as follows:
Free Petrol Voucher X 1 winner
Free Grocery Voucher X 1 winner
Free Electricity for 1 year X 1 winner
17.

Is there a limit for petrol, grocery and electricity?
The prizes above are capped at RM5,000 each (choice from selected list of suppliers).
18.

How do you award the prizes to the winners?
Petrol and groceries will be rewarded in the form of cash vouchers whilst electricity will be paid on reimbursement basis by crediting to the winner’s Current or Savings account.
19.

What if I withdraw the money or close my account during the campaign period?
Your contest entry becomes null and void.

RHB BANK DEPOSIT CAMPAIGN
Terms & Conditions (“Terms and Conditions”)
Campaign Information and Eligibility
1. RHB Bank Berhad (“RHB”) “RHB Deposit Campaign” (“Campaign”) will run from 1 July 2008 until 31 August 2008 or
until a total of RM200million in MaxFD deposits is received, whichever is earlier.
2. All RHB customers (Individuals & Companies) who are residents of Malaysia and deposit a minimum of RM10,000 in
MaxFD (“FD”) during the Campaign period, will be eligible to participate in this Campaign (“Eligible Customers”)
3. Every RM10,000 deposited will entitle Eligible Customers to one (1) contest entry.
4. The deposit placement must be made with new funds, i.e. funds not transferred from existing RHB Bank
savings/current/fixed deposit account(s).
5. The following persons shall not be eligible to participate in this Campaign:
a. Permanent and/or contract employees of RHB (including its subsidiaries and related companies) and their immediate
family members;
b. Representatives and/or agents (including advertising and promotion agents) of RHB and their immediate family
members.
6. Eligible Customers to:
Register their participation for the Campaign by sending a short messaging service text (“SMS”) to 39993 stating campaign
code RHBMaxFD followed by I/C number and Name or Company Registration Number and Company Name to participate
in this Campaign (“Participants”).
For example:
i) For companies : RHBMaxFD<space>Company Registration Number <space> Company Name<space>Director’s
Name and send to 39993 on the same day the fund is deposited.
ii) For individual : RHBMaxFD<space>IC Number<space>Name and send to 39993 on the same day the fund is
deposited.
7. For the purpose of this Campaign, joint accountholders will be treated as one accountholder. Each winner can only win one
(1) prize.
8. If, at any time during the campaign period, the customer withdraws or closes the account for any reason whatsoever, the
eligibility to this contest becomes null and void.
9. Should the selected winners prematurely uplift their MaxFD, the cost of prizes will be deducted from the total deposits.
10. Potential Winners will be selected based on the following:
a. Each transaction (“Qualifying entry”) is tracked and sorted by date and given a serial number
b. Weekly winners will be determined at the end of the Campaign Period. An “X-number” (“X”) will be applied to
shortlist the entries.
c. Definition of x-variable number
i. X = the total number of entries (for particular week) divided by factor of 3.
ii. X may be different each week, depending on the total number of entries for that particular week.
d. Each short-listed Customers will be contacted via telephone to answer two (2) simple questions. If the customer
answers the two (2) questions correctly, they will be declared the winner for the particular prize.
e. Should there be a case, whereby, a participant is unable to answer the questions correctly, the next entry will be
selected to answer the questions.
For example: Participant with entry X failed to answer both questions correctly, participant with entry “X+1” will be
contacted to answer the two (2) questions. If the participant is able to answer the questions correctly, the participant
will win the particular prize.
11. A total of 3 prizes will be given out weekly according to the sequence set. i.e. free petrol, free groceries, followed with free
electricity. Prize winners will be given prizes in the following manner:
a. Winners of the Petrol Vouchers will choose only one (1) petrol company they want to pump from. After choice has
been made, RHB will remit RM5,000 worth of petrol vouchers in two (2) phases to the winner. The first phase is for
the first six (6) month period and the second phase is for the second six (6) month period. e.g. If Winner A wins and
wishes to pump from Shell, then RHB will provide Winner A the first phase of Shell petrol vouchers worth RM2,500,
valid from 1st September 2008 to 28th February 2009. The second phase of Shell petrol vouchers is worth RM2,500 and
will be valid from 1st March 2009 to 31st August 2009)
b. Winners of the Grocery Vouchers will choose which hypermarket or supermarket vouchers they wish to obtain from
the following five (5): Giant, Tesco, Carrefour, The Store or Jusco. After choice has been made, RHB will remit
RM5,000 worth of chosen hypermarket vouchers to the winner.
c. If in any case the winner has no access to the hypermarkets and supermarkets listed above, the customer will advise
RHB on the next best solution that uses grocery vouchers.
d. Winners of the Electricity prizes will be required to submit their monthly electricity bill to the nearest branch for
reimbursement. RHB will credit the amount into winners account on a monthly basis (subject to a maximum
reimbursement period of up to 12 months or an aggregate sum of RM5,000 whichever comes first).
12. Prizes won are not exchangeable for cash. Prizes will be given or issued in the name of the accountholder and winners are
not allowed to transfer their prizes to any other person.
13. In the event that any prizes are awarded to and received by persons who:
a. are not Eligible Customers in the Campaign; and/or
b. have committed or are suspected of committing any fraudulent or wrongful acts in relation to their banking accounts,
credit card or loans and/or any transactions made thereof;
RHB reserves the right to disqualify such persons from participating in the Campaign and/or from redeeming their prizes.
14. The deposit is also subject to the Rules of the Association of Banks in Malaysia and to any amendments introduced
subsequently.
General Terms & Conditions
15. RHB shall not be liable for any default in respect of the Campaign due to any act of God, war, riot, strike, lockout, industrial
action, fire, flood, drought, storm, technical or system failures or any event beyond the reasonable control of RHB.
16. RHB’s decisions on all matters relating to the Campaign, including the determination of Eligible Customers and
Participants, shall be final and no further correspondence will be entertained.
17. Winners will be notified by RHB in any manner it deems fit.
18. RHB reserves the right to cancel, terminate or suspend the Campaign without any prior notice. Any cancellation,
termination or suspension of the Campaign by RHB shall not entitle the Participant to any claim or compensation against
RHB for any loss or damage incurred by the Participant as a direct and indirect result of the act of cancellation, termination
or suspension.
19. RHB reserves the right at its absolute discretion to vary, delete or add to any of these Terms & Conditions from time to time
without giving any prior notice.
20. By participating in the Campaign, Participants agree to be bound by these Terms and Conditions and allow RHB and their
agencies at their sole discretion the right to use, publish and display the names and other particulars of the participant
including but not limited to their photographs and/or I/C numbers and/or audio and/or visual recording for advertising and
publicity purposes.
21. Participants shall assume full liability and responsibility in case of any liability, mishap, injury, damage, claim or accidents
resulting from their participation in this contest, redemption and/or use of the prizes.
22. Winners are required to attend a prize presentation ceremony and other publicity programmes as and when required at their
own cost and expense.
23. All transportation, accommodation, administration costs and personal costs including but not limited to any other costs, fees
and/or expenses that are incurred to participate in this campaign and/or redemption and/or usage of the prizes shall be the
sole responsibility of the winners.
24. In the event of any inconsistencies between the translations of the English or Bahasa Malaysia version, the English version
shall prevail.

PRIZE: Top three prizes are a Toyota Vios 1.5 auto, a Perodua Myvi and a Perodua Viva. Massage chair, a home theatre system, a 42-inch LCD television, a computer laptop, a refrigerator, a digital camera, a DVD player, and 10 consolation prizes
DEADLINE: 24 May 2009
WEBSITE/URL: http://demandby.com/go/charitydraw/?main_page=product_info&products_id=66

DESCRIPTION:
Charity Lottery Draw for Sg Ara CCC - Get your winning ticket online to help “Build God’s Kingdom”.

Welcome all guest to St Anne BM Church for their Feastday Celebration in July 2008.

charity lottery
We would like to wish you the best of luck in this Charity Lottery Draw where you can get the chance to win a CAR with RM5.
Moreover you are doing a kind deed to help build a “Caring & Sharing” community which inculcates moral & spiritual well-being.

Charity Lottery draw

Simply “Add to Cart” and check out to make payment via credit card for all your purchases.

divine mercy charity lottery draw

Dont forget to “Tell A Friend” below to help us promote the lottery fund raising.

divinemercy charity lottery draw

Minimum online purchases is 10 lottery tickets.

Divine Mercy Penang

Help us help the community to build a “House of God” that can serve all people and to inculcate good social values in this modern age of a non-caring society.

As a gesture of gratitude, all lottery sales helpers can participate for FREE, courses pertaining to using the latest technology to increase your own productivity worth $1689 conducted by business mentors. Do email to popular@demandby.com

for more information.

The information below is dedicated to St Anne BM Church Feastday which is upcoming in July 2008.

If you are looking for the details of St. Anne’s Feast BM 2008, you may wish to go over to St. Anne’s church website. The St. Anne’s Novena & Feast 2008 starts on 18 July 2008 with a mass celebrated by Archbishop Salvatore Pennacchio on 26th July 2008 at 8.30 pm. St. Anne’s Church phone number is 5386405/5387422**

This post is to raise awareness for upcoming St. Anne’s church Feastday in Bukit Mertajam. Therefore,for those interested in St Anne’s Novena and Feast 2006 will begin on 21st July, 2006 and culminate on 30th July, 2006 with a procession.

St Anne encourages all to “Build His Grandson’s Jesus Kingdom on Earth”. Help us to raise funds by buying the ‘Win a Car” Charity Lottery now.

This Charity Lottery is approved by the Ministry of Finance, Malaysia. License No: KK/BP 10/141/1/JD4(7)

PRIZE: The best 3 post will win an iPod Nano 4GB each
DEADLINE: 31 July 2008
WEBSITE/URL: http://www.advertlets.com/weblog/2008/06/11/win-3-ipod-nanos-the-advertlets-cybersecurity-awareness-contest-my-sg/

DESCRIPTION:
Hi Advertlets bloggers! We are organizing a Cybersecurity Awareness contest to address the growing needs of IT security knowledge. In this contest, we are glad to have EC-Council Academy to sponsor 3 iPod Nanos to be awarded to the three best bloggers who write a blog post on the topic below: Joining is simple - just write a blog post, and the best 3 post will win an iPod Nano each!

(HAPPY UPDATE: Since we’ve gotten such a good response so far, the iPod Nanos are no longer 2GB ones We’re gonna give away 4GB iPod Nanos!)

Topic:
The blog post should be on the following topic: Have you or anyone you know been hacked before or what hacking incidents have your heard of, and how has it impacted you?

More Information:
No one is spared from hackers these days. Not even Hongkiat, or more 400 Malaysian Bloggers, or even Paris Hilton!.

Hacking not only comes in the form of website or blog defacements, but also as spam, unwanted emails with viruses, Trojans, SQL Injections, Social Engineering just to name a few. Share with us your experience if you’ve been hacked before, or what hacking incidents you’ve heard of and how it has impacted you – in the way you use the internet and the countermeasures you adopted.

UPDATE: Thanks for your feeedback, here are some tips. Cybersecurity is a wide term, and this should make it a bit clearer on what kind of issues are involved: First off, are you using any of the Top 10 Popular Passwords
that everyone and anyone can guess? You could write on how Trojans Plaguing File
Sharing Networks will affect the way you share files ;

Or, what you think about Personal
Data Privacy ; or how impressed you are with the Types of Computer Security Threats there are (have you heard of bacterium, by the way?)…and even if
you are a non-believer of online transactions you could also be subject to
Non-Online Data
Stealing ;. Hope this gives you some ideas!

Requirement

Write a post about the above topic and your post MUST include the link Complimentary Workshop on Cybersecurity You are encouraged to include your own stories / experience and relevant images in your post. After you have written the post, submit the write up & link to your post to posts@advertlets.com

with the subject “Cybersecurity Awareness Contest”.

Terms & Conditions
1. This contest is organized by Advertlets. Only bloggers which are registered Advertlets members in Malaysia or Singapore and are actively displaying Advertlets ads can take part in this contest.
2. Entries are limited to one entry per Blogger, per blog. Your post must remain active throughout the duration of the contest in order to win, and remain in your blog archive.
3. All eligible entries will be judged and ranked by Advertlets at our sole discretion, and the winner(s) will be selected based on the creativity and quality of the post.
4. The judges decision is final and no appeal will be entertained.
5. The winner(s) will be awarded the prize detailed in the announcement.
6. All prizes are subject to the terms and condition contained herein. There will be no cash alternatives.

7. ELIGIBILITY OF POST – Contest entry is through a post written on your blog(s). You may submit more than one entry. After you have written the post, submit the write up & link to your post to posts@advertlets.com

with the subject “Cybersecurity Awareness Contest”. Your entry MUST contain the specified link.
8. You are encouraged to include your own stories / experience and relevant images in your post.
9. CONTEST PRIZES – Three (3) iPod Nano 4GB will be given away to the three winners, one per winner. If the prizes are not available, EC-Council Academy reserves the right to substitute the prizes with another of equal value.
10. CLOSING DATE – Contest ends on 11:59PM, 31st July 2008. Submission later than this date and time will not be entertained.
11. NOTIFICATION OF WINNER(S) –Three (3) winners will be notified via email or telephone by 15th August 2008. Inability to contact the potential winner by either e-mail or telephone will result in disqualification and selection of an alternate winner.
12. LICENSE TO PUBLISH SUBMISSION – By submitting an entry and entering this Contest, you hereby grant EC-Council Academy a perpetual, irrevocable, worldwide, royalty free right to use, test, translate, publish and distribute your entry in connection with any marketing promotion of EC-Council Academy.
13. APPLICABLE LAW – This terms and conditions is governed by the laws of Malaysia
14. PRIVACY – We will not pass your personal details to any other organization without your permission except for the purpose of running of the contest which you have entered.

PRIZE: Enter as many times as you wish each week and these prizes could be yours.
Grand Prize: RM25,000 x1
Weekly Prize: RM2,000 x7
Consolation Prize: RM500 x14
Special Prize: RM1,000 x 4 (only in August)
DEADLINE: 14 July to 31 August 2008
WEBSITE/URL: http://pidm-digital.com/

DESCRIPTION:
PIDM & YOU CONTEST
It pays to know about deposit insurance!

Enter the PIDM & YOU CONTEST and you stand a chance to win fantastic cash prizes, including the Grand Prize of RM25,000. Just answer 4 simple questions on deposit insurance.

No purchase needed. No gimmicks. A basic understanding of deposit insurance is all you need. It’s so simple.

Every week from 14 July till 31 August 2008, a winner will walk away with a cash prize. It could be you. Answer 4 simple questions correctly via SMS, online or contest forms*. Enter as many times as you wish each week and these prizes could be yours.

Grand Prize: RM25,000 x1
Weekly Prize: RM2,000 x7
Consolation Prize: RM500 x14
Special Prize: RM1,000 x 4 (only in August)

HOW TO BE A WINNER
Accumulate as many entries as possible. The more you enter, the greater your chance at winning. You have so many ways to submit your entries – SMS, online, contest form* or all three.

SMS + Online + Contest Form* Entries
The 1,000th entry with correct answers in each week’s accumulation of SMS, online and contest form* entries wins RM2,000 cash.

* Contest forms are available in August 2008 in selected newspapers.

SMS Entries
The 200th entry with correct answers in each week’s accumulation of SMS entries wins RM500 cash. Unlimited entries per person. The cost of each SMS is RM0.50. Normal telco rates also apply.

Online Entries
The 200th entry with correct answers in each week’s accumulation of online entries wins RM500 cash. Online entries are limited to 10 entries per person a day.

GRAND PRIZE WINNER
The contestant with the overall highest number of correct entries in the contest wins the RM25,000 cash prize.

CONTEST FORM
Step 01: Click on your answer

1. The deposit insurance system in Malaysia is administered by
by ________________________________________.
Bank Negara Malaysia (BNM)
Perbadanan Insurans Deposit Malaysia (PIDM)
General insurance companies

2. What is the deposit insurance coverage limit?
RM60,000 per account
RM40,000 per depositor per member bank
RM60,000 per depositor per member bank

3. Deposits protected by PIDM include ___________________.
Current and savings accounts
Safe deposit boxes
Foreign currency deposits

4. Which are not member banks of PIDM?
Commercial banks
Islamic banks
Investment banks

Step 02: Fill in your details
Name (as per I.C.)
I.C. No.
Address

Contact No.

Step 03: Click on the ‘Submit’ button below

This contest is open to all Malaysians aged 18 years and above.

For the full list of Terms & Conditions, please click HERE.

PIDM & You Contest
Terms & Conditions

1. This contest is valid only in Malaysia, from 14 July to 31 August 2008.

2. This contest is open to all Malaysians aged 18 and above, except directors and employees of PIDM and their immediate family members (spouse, parent or child), the contest agency, public relations agency, advertising agency and other parties involved in this contest.

3. No proof of purchase required. Participants may send in as many SMS or contest form entries as they wish. Original and photostated copies of the contest forms are accepted. Participants may send as many online entries as they wish, subject to a limit of 10 entries per person per day.

4. Participants are required to correctly answer four (4) multiple choice questions in order to qualify to win any of the prizes.

5. Grand Prize: 1 winner x RM25,000 cash – The participant with the most number of correct entries received via normal mail, SMS and online throughout the contest period will win the Grand Prize of RM25,000 cash. In the event of a tie, the participant whose entries were received earliest wins.

6. Weekly Prizes: 7 winners x RM2,000 cash – The 1,000th correct entry received each week (based on entries submitted via normal mail, SMS and online) will win the weekly prize of RM2,000 cash. Before 1 August 2008, only SMS and online entries will be accepted. From 1 to 31 August 2008, entries via normal mail, SMS and online will be accepted.

7. Consolation Prizes: 14 winners x RM500 cash – The 200th correct entry received via SMS submission each week will win the weekly consolation prize of RM500 cash and the 200th correct entry received via online submission each week will win the weekly consolation prize of RM500 cash.

8. Special Prizes (only applicable to contest forms published in selected newspapers in August 2008): 4 winners x RM1,000 cash – The 200th correct contest form entry received each week will win the special prize of RM1,000 cash.

9. Submission of entries:
1. Normal mail – Contest forms must be sent to: “PIDM & You Contest”, P.O. Box 3030, 47509 Subang Jaya, Selangor. Contest forms sent to any other address will not be accepted.

2. *SMS – Type in PIDM<>answer for Q1<,>answer for Q2<,>answer for Q3<,>answer for Q4<,>Full name and send to 36677 (e.g. PIDM a,b,c,b,Tan Ah Meng). RM0.50 will be charged for each SMS entry on top of the normal telco SMS charge. This contest is available to 012, 013, 014, 016, 017, 018 and 019 post paid and prepaid mobile users in Malaysia only. All participants will receive an SMS acknowledgement upon receipt of the SMS entry.

3. Online – Participants to submit: Full name as per NRIC, NRIC number, address and contact number in the columns provided in the official website (

http://www.pidm.gov.my

).

10. Proof of postage or sending SMS is not proof of receipt. Only entries sent to the official P.O. Box address, SMS shortcode and on PIDM’s official website provided will be accepted. Entries sent via email, dispatch, courier service, registered mail, POS Express or POS Laju will be disqualified.

11. The closing date for submission of all SMS entries, online entries and contest forms is midnight, 31 August 2008. Entries received after 31 August 2008 will not be entertained.

12. Incomplete, damaged, illegible, and late entries will be disqualified. PIDM reserves the right to reject any entry at its sole and absolute discretion without having to assign any reasons whatsoever.

13. The maximum number of prizes a winner may win is the Grand Prize, one Weekly Prize, one Consolation Prize for SMS entries, one Consolation Prize for online entries and one Special Prize. All prizes are not transferable.

14. All cash prizes will be given to the winners via cheques.

15. All winners will be notified by phone or mail by 30 September 2008. PIDM will also publish the names of all winners on its website.

16. Participants will assume full liability in case of any injury, damage or claim resulting from participating in the contest and/or use and/or redemption of their prizes. In no event shall PIDM, its directors and employees, or any third party service providers engaged by PIDM for purposes of the contest, be liable for any loss or damage (including without limitation loss of income, profits or goodwill, indirect, incidental, consequential, exemplary, punitive or special damages of any party including third parties) howsoever arising whether in contract, tort, negligence or otherwise, in connection with the contest and/or the prizes.

17. All entries submitted for the “PIDM & You Contest” will be the property of PIDM.

18. PIDM reserves the right to extend or end the contest at any time throughout the planned duration without prior notice. PIDM shall not be liable for any loss or damage where PIDM so extends or ends the contest.

19. By participating in the “PIDM & You Contest”, each participant consents to and authorizes PIDM to disclose their particulars to any person for the purposes of this contest or audit. In addition, PIDM reserves the right to use, publish or display the particulars and photographs of the winners for advertising and publicity purposes. The winners may also be required to attend prize presentations and/or participate in publicity programmes. Expenses and/or costs incurred for such attendance will be borne by the winners.

20. By participating in the “PIDM & You Contest”, each participant fully and unconditionally agrees to and accepts these terms and conditions. No disputes or any other correspondence will be entertained.

21. PIDM may at its sole and absolute discretion amend the terms and conditions set out herein without prior notice.

22. By participating in the “PIDM & You Contest”, each participant undertakes that it shall not bring any claims, action or proceedings against PIDM or its directors or employees relating to the “PIDM & You Contest” whether in contract, tort or otherwise.

23. The contest Terms & Conditions are prepared in Bahasa Malaysia, English, Chinese and Tamil. In the event of inconsistency between the four versions of the contest Terms & Conditions, the English version shall prevail.

24. PIDM is not responsible or liable for any problem, delay, interruption, loss, or damage as a result of any postal, telecommunication network, Internet or system failure or delay. PIDM is also not responsible or liable for any loss or damage due to any unforeseen circumstances or events beyond its control.

25. The terms and conditions stated herein shall prevail over any provisions, representations or statements found in any advertising materials in relation to this contest.

26. Any term or condition, or the application of any term or condition, which is or found to be void, illegal or unenforceable shall not impair or affect the validity, legality or enforceability of the other remaining terms and conditions.

For more information or enquiries, please call 03-5635 1391 (Monday – Friday, 10am – 5pm, excluding public holidays).
*Powered by MNC Consulting Sdn Bhd. Each SMS will be charged RM0.50. Normal telco SMS charge apply. Customer Service: 03-2080 3366 (Mon.-Fri; 9am-6pm). Terms & Conditions apply (please refer to http://www.pidm.gov.my

)

http://www.pidm.gov.my/consumers/news_events/articles/article1216001461.php

PIDM contest to reward deposit insurance awareness
14/07/2008

Kuala Lumpur, 14 July 2008: Your knowledge on deposit insurance can now help you win RM25,000 and other attractive cash prizes!

This is because Perbadanan Insurans Deposit Malaysia (PIDM) is organising a contest to promote awareness among Malaysians on deposit insurance and PIDM’s role as the national deposit insurer.

The contest, known as “PIDM & You Contest”, is open to all Malaysians aged 18 years and above, and will run from today, 14 July to 31 August 2008. Participation is simple as it only requires participants to answer four multiple-choice questions on deposit insurance which will be featured in PIDM’s advertisements in major newspapers from today onwards.

“This is PIDM’s first public contest, which is aimed at enhancing awareness of deposit insurance and the role of PIDM in administering the deposit insurance system in Malaysia. The public should use this opportunity to find out and understand how deposit insurance works for them as they stand a chance to be rewarded for this knowledge,” said S. Loganathan, General Manager, Communications and Public Affairs of PIDM.

This contest is part of PIDM’s efforts to educate Malaysians about deposit insurance. The contest aims to generate interest among Malaysians in deposit insurance and encourage them to find out more about PIDM and its role as the national deposit insurer.

Awareness about deposit insurance is important as it helps to promote confidence in the stability of the financial system and creates knowledgeable financial consumers who can make better informed financial decisions, said Loganathan.

From 14 July 2008, participants can enter the contest through PIDM’s website at

http://www.pidm.gov.my

or via short message service (SMS). Contest questions and details can be found on PIDM’s website and advertisements in various newspapers starting 14 July 2008. In addition, contest entry forms will be published in selected newspapers in August 2008.

This contest offers a total of RM50,000 worth of cash prizes, comprising 14 consolation prizes of RM500 cash each, seven weekly prizes of RM2,000 cash each and a grand prize of RM25,000 for the participant with the highest number of qualified entries received throughout the contest period. Four special prizes of RM1,000 cash each are also up for grabs for contest form entries in August.

“To help participants answer the contest questions, they can access PIDM’s website (

http://www.pidm.gov.my

) which has a wide range of information on deposit insurance in four languages (English, Bahasa Malaysia, Chinese and Tamil). These include our public information brochures in six languages (Bahasa Malaysia, English, Chinese, Tamil, Iban and Kadazandusun), handbook and information video,” Loganathan added.

Winners will be notified and their names will be published in PIDM’s website by 30 September 2008.

For more information about this press release, kindly contact :

S.Loganathan, General Manager, Communications and Public Affairs Division
(Tel : 03-2173 7455, HP : 012-229 3178)

Zeti Zahariah Zainul, Manager, Communications and Public Affairs Division
(Tel : 03-2173 7457)

ABOUT PIDM

PIDM administers the Government-backed deposit insurance in Malaysia. We protect depositors – automatically – up to RM60,000 per depositor per member institution. For further information:

* Call 1-800-88-1266, 8.30am to 5.30pm on Monday – Friday (excluding public holidays)

* Email:

info@pidm.gov.my

* Visit:

http://www.pidm.gov.my

http://biz.thestar.com.my/news/story.asp?file=/2008/7/17/business/21826615&sec=business

PIDM to spend on deposit insurance awareness

KUALA LUMPUR: The Malaysia Deposit Insurance Corp (PIDM) will spend RM8mil this year to further promote deposit insurance awareness, general manager (communications and public affairs division) S. Loganathan said.

He said the allocation was for advertising, roadshows, PIDM website enhancement, operations and contests.

Last year, it spent about RM6mil for the purpose.

The PIDM, which administers the statutory deposit insurance system, Tuesday, launched the PIDM and You contest to educate Malaysians on deposit insurance.

The contest, which will run till end-August, requires participants to answer four multiple-choice questions on deposit insurance featured in PIDM’s advertisements in major newspapers.

Loganathan also said a new information regulation would be introduced later this year to ensure banks made a clear representation of their membership in the deposit insurance system.

“Member banks need to disclose if a deposit product is insured or otherwise. They must provide accurate information on deposit insurance to depositors,” he said.

Over the past two years, the PDIM, which administers both the conventional and Islamic deposit insurance systems, has seen its membership increase to 35 comprising 22 commercial and 13 Islamic banks.

Loganathan said the membership of Islamic banks was expected to increase further. – Bernama

http://www.btimes.com.my/Current_News/BTIMES/Tuesday/Nation/jpidm14.xml/Article/index_html

PIDM spending RM8m to boost deposit insurance awareness

BY Jeeva Arulapalam

THE national deposit insurer, Perbadanan Insurans Deposit Malaysia (PIDM), plans to spend RM8 million this year to increase public awareness on deposit insurance.

An independent survey carried out last year showed public awareness on deposit insurance and PIDM remains low, at 15 per cent and 12 per cent respectively, said PIDM communications and public affairs division general manager S. Loganathan at a briefing yesterday.

Currently, there are 35 member banks paying annual premiums to PIDM for deposit insurance. This protection ensures that depositors will be reimbursed up to RM60,000 per depositor per member bank in the event of a bank failure.

The awareness programme to be carried out by PIDM’s communications division will be done through roadshows, advertising, trainings, and contests.

With this in mind, a contest was launched yesterday that will see it run until August 31. The purpose of the “PIDM & You Contest” is to increase awareness of deposit insurance and PIDM’s role as the national deposit insurer.

Participants can enter the contest through PIDM’s website

http://www.pidm.gov.my

or via short message service. The grand prize winner stands to win RM25,000 for the highest number of qualified entries received during the contest period.

Winners will be notified and their names will be published on PIDM’s website by September 30.

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DEADLINE: August 2008
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WEBSITE/URL: http://zerodegrees.com.my/contestlist.asp

DESCRIPTION:
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GRAND PRIZE | 8 x HUGO fragrance hamper worth RM680 each.

HUGO Man and HUGO Woman are part of which campaign?

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